Recent Blog Posts

Target-Date Funds 101: What Business Owners Should Know About Their Plan's Default Option

For many 401(k) plans, target-date funds are central to the default investment discussion. They are often organized around an expected retirement year and may be used individually or as part of a QDIA. For a business owner, the key is not to evaluate a target-date series based on a recent market result alone. It is to understand how the series works and how the committee oversees it within the plan.

Is Your 401(k) Investment Menu Still Diversified Enough for an Unstable Market?

Volatile markets often prompt a broad question from business owners: Is our 401(k) investment menu still appropriately diversified? 

Tech carries the tape: AI-fueled rally lifts stocks despite rate overhang

Wall Street finished higher with the Nasdaq out front, the S&P 500 solidly green and the Dow positive, as a powerful post‑earnings surge in mega‑cap tech set the tone.

Documenting Your Process: Why What You Did Matters as Much as What Happened

Good retirement-plan governance involves more than reaching a decision. It also involves showing how the committee reached it. 

Distinguishing Market Noise From Genuine Plan Problems: A Framework for Business Owners

When markets are volatile, every alert, chart, and employee question can appear to demand a plan-level response. 

How Often Should Your Investment Committee Actually Meet?

At mid-year, many business owners can see the difference between the committee calendar they intended to keep and the calendar that happened. 

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