Retirement Planning

Whatever stage you're at in securing your future, we're here to help

As we  all continue to live longer, healthier lives, great financial planning is  essential. When are you planning to retire? How much do you need to live  comfortably? Are you currently on track to hit your retirement goals, or do  you need to adjust your contributions?

We sit down with you to answer those questions and many more, so that you  have the comfort of knowing your future is in good hands. So, talk to us  today about retirement planning, and look forward to the retirement you  deserve.

Retirement Planning


New Retirement Plans

We offer advice to help you start a retirement plan for your company.

Existing Retirement Plan Analysis

Let's talk about your company-sponsored plans (e.g. 401k), and how they can be improved.

Investment Policy Statement Development

We create guardrails for your portfolio to keep your investments in check

Plan Design

Get the advice you need on employer-sponsored plans, included eligibility and vesting schedule.

Employee and Employer Education

Whatever financial advice you and your employees need, we've got it covered.

Investment Due Diligence

Know before you commit. We review every investment option before making a recommendation.

Reporting and Performance Measurement

You can trust us to collect, analyze, and report back on the investments in your portfolio.

Frequently asked questions.

How soon should I start saving for retirement?

The earlier the better, but it’s never too late to start saving. Just give us a call to discuss making plans for your retirement.

How much should I contribute to my 401k?

Ideally, as much as you can afford. Determine your monthly living costs and allocate any disposable income into your 401k and/or savings. If you’re not sure how much you can afford to save, we’re more than happy to help you. Give us a call and we’ll guide you.

How do I pick investments in my 401k?

If you’re unsure how to invest in your 401k, consider two things: your time horizon (when you want to retire) and your risk tolerance. Generally, your time horizon will determine the level of risk you should take in your portfolio. The sooner you plan on retiring, the less risk you should be taking. If you’re unsure how to allocate your 401k contributions, give us a call!

How do I rollover my 401k into an IRA without a penalty?

Rollovers with DWAM are easy! First, you’ll need to open an IRA if you don’t already have one. Next, contact your plan’s recordkeeper and request a direct-rollover distribution. The check will be made payable to your new custodian (we use Schwab) and sent to us. We then deposit your funds and work with you on an investment strategy that best suits you.

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