Recent Blog Posts

What Bond Funds Do Inside a 401(k) Portfolio

Bond funds are often called the “safer” side of a 401(k), but that label can be misleading. They don’t eliminate risk or guarantee income. Within a retirement portfolio, bond funds typically provide income, diversify beyond stocks, and help smooth market swings. 

Written Rules Can Help 401(k) Investors Stay Disciplined

Market volatility can make even long-term investors second-guess their 401(k) strategy. One way to reduce emotional decision-making is to write down neutral investment rules in advance, including when to review allocations, when to rebalance, and when a true change in risk may be appropriate.

Resilient Jobs and AI Momentum Push Stocks to Records

Stocks climbed to fresh records as investors leaned into signs that the U.S. economy remains resilient despite higher energy prices, geopolitical uncertainty, and a cautious Federal Reserve. 

Stocks Retreat as Oil Volatility Revives Geopolitical Risk

Stocks slipped after a record-setting rally lost momentum, with investors reassessing hopes for an imminent US-Iran agreement to reopen the Strait of Hormuz.

Stocks Rally as War De-Escalation Hopes Lift Risk Appetite

Global equities rallied to record highs as hopes grew that the US and Iran were nearing a deal to end the war and reopen the Strait of Hormuz, easing fears around energy supply and inflation.

Why 401(k) Changes Based on Daily Headlines Can Be Risky

Many investors feel the urge to react to the latest market headlines. News about inflation, interest rates, geopolitical conflict, or sharp market drops often creates a temptation to quickly adjust a 401(k) allocation. 

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