Annual Returns And Intra-Year Declines

Plan to stay invested: Losses hurt more than gains feel good. Market lows can result in emotional decision-making. Taking “control” by selling out of the market after the worst days is likely to result in missing the best days that follow. Investing for the long term in a well-diversified portfolio can result in a better retirement outcome. S&P intra-year declines vs. calendar year returns Despite average intra-year drops of 14.0%, annual returns were positive in 32 of 42 years

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