Considering a Safe Harbor 401(k) Design for Next Plan Year: What to Weigh Now
Benefits season is a useful planning window for looking beyond enrollment materials and toward the operating choices that shape next year’s 401(k) plan.
Sep 21, 2026·7 min
AI-fueled rally lifts the Nasdaq to a record as oil and yields retreat
U.S. stocks finished broadly higher with tech and chip names out front, pushing the Nasdaq to a new closing high while the S&P 500 climbed back toward its peak.
Sep 21, 2026·2 min
Tech leads a relief rally as yields slip and oil eases after the Fed’s hike
Stocks snapped back from Wednesday’s selloff, with the Nasdaq out front and the S&P 500 logging its best day in weeks as long‑term Treasury yields backed off 5% and crude cooled.
Sep 17, 2026·2 min
Stocks reverse into the close after Fed hike; oil cools, yields hover near 5%
An early, tentative bounce gave way to a late-day fade after the Fed delivered a widely expected quarter-point hike and signaled it’s not done yet.
Sep 16, 2026·2 min
Stocks slip as oil surges and the 10-year pops above 5% with the Fed up next
U.S. equities fell into the close as a fresh jump in crude and a brief push above 5% on the 10‑year Treasury tightened financial conditions on the eve of the Fed decision.
Sep 15, 2026·2 min
Oil shock and 5% yields jar stocks as AI trade splits; energy steadies the tape
U.S. equities slipped into the close after 10‑year Treasury yields briefly tagged 5% and crude spiked above $100 before easing, a one‑two that pressured growth shares while leaving energy comparatively resilient.
Sep 14, 2026·2 min
Stocks rebound as CPI lands in line; long-end yields hover near 5% while oil cools
After four down sessions, U.S. equities firmed into the close as August CPI matched expectations, easing the week’s rate jitters sparked by hotter PPI and a spike in crude.
Sep 11, 2026·2 min
Stocks fall for a fourth day as oil tops $100 and yields jump
U.S. equities extended their slide, with the S&P 500, Dow, and Nasdaq finishing modestly lower as wholesale inflation stayed firm and Treasury yields leapt, while oil’s return to three digits kept price anxiety alive. Breadth was weak—materials led declines—though communication services and staples held up better than most.
Sep 10, 2026·2 min
Oil tops $100, yields climb, and stocks sag as markets refocus on inflation
A renewed surge in crude and a rebound in Treasury yields kept a lid on equities after the bell, with energy the lone bright spot while growth-heavy and rate‑sensitive corners lagged.
Sep 9, 2026·2 min
Stocks slip as oil lifts yields; Dow leads losses while chips shine
Wall Street eased after the long weekend as another jump in crude pushed long-term Treasury yields to cycle highs, rekindling inflation and Fed-hike worries.
Sep 8, 2026·2 min
Strong jobs jar stocks; chips steady the tape
A hotter-than-expected August payrolls report rekindled odds of a near-term Fed hike and left the S&P 500 and Dow modestly lower into the close, while the Nasdaq held up as semiconductors rallied.
Sep 4, 2026·2 min
Stocks climb as yields cool; tech leads another rebound
U.S. equities extended their bounce, with the S&P 500, Nasdaq and Dow finishing around a percent higher as the 10‑year slipped back toward the mid‑4.7s and rate‑hike odds eased; growth and big tech set the pace while oil held in the low‑to‑mid 90s, keeping inflation in the conversation.
Sep 3, 2026·2 min
Stocks snap 3-day slide as yields ease; AI software wobbles while hardware shines
U.S. equities rebounded after three down sessions as Treasury yields pulled back from an intraday peak, taking some pressure off risk assets.
Sep 2, 2026·2 min
Bundling Your 401(k) Message Into Your Broader Benefits Communication
During open enrollment, employees may receive a large volume of information about medical coverage, flexible spending arrangements, payroll elections, and other workplace benefits.
Sep 2, 2026·6 min
Why Open Enrollment Season Is a Natural Moment to Revisit Your 401(k)
Open enrollment often concentrates attention on health coverage, payroll elections, and the employer’s overall benefits package.
Sep 1, 2026·6 min
Stocks slip to start September as oil jumps and yields grind higher
U.S. equities fell to kick off September as a renewed flare‑up around the Strait of Hormuz sent crude higher and stoked inflation worries, while a global bond selloff pushed long‑term yields toward multi‑year highs.
Sep 1, 2026·2 min
GOOD NEWS FROM MEMPHIS - GOOD NEWS FOR MEMPHIS SEPTEMBER 1, 2026
Today is a very special edition of FOR MEMPHIS because it’s 901 Day.
Sep 1, 2026·2 min
Is Your 401(k) Investment Menu Still Diversified Enough for an Unstable Market?
Volatile markets often prompt a broad question from business owners: Is our 401(k) investment menu still appropriately diversified?
Aug 28, 2026·7 min
Target-Date Funds 101: What Business Owners Should Know About Their Plan's Default Option
For many 401(k) plans, target-date funds are central to the default investment discussion. They are often organized around an expected retirement year and may be used individually or as part of a QDIA. For a business owner, the key is not to evaluate a target-date series based on a recent market result alone. It is to understand how the series works and how the committee oversees it within the plan.
Aug 28, 2026·1 min
Stocks ease as Fed fight with inflation stays front-and-center
U.S. equities slipped into the close, giving back part of yesterday's AI-fueled pop as investors refocused on a steadier-for-longer rate backdrop.
Aug 28, 2026·2 min
Distinguishing Market Noise From Genuine Plan Problems: A Framework for Business Owners
When markets are volatile, every alert, chart, and employee question can appear to demand a plan-level response.
Aug 27, 2026·7 min
How Often Should Your Investment Committee Actually Meet?
At mid-year, many business owners can see the difference between the committee calendar they intended to keep and the calendar that happened.
Aug 27, 2026·7 min
Documenting Your Process: Why What You Did Matters as Much as What Happened
Good retirement-plan governance involves more than reaching a decision. It also involves showing how the committee reached it.
Aug 27, 2026·7 min
Tech carries the tape: AI-fueled rally lifts stocks despite rate overhang
Wall Street finished higher with the Nasdaq out front, the S&P 500 solidly green and the Dow positive, as a powerful post‑earnings surge in mega‑cap tech set the tone.
Aug 27, 2026·3 min
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