Planning for Year-End: Deadlines, Extensions, and Common Filing Pitfalls to Avoid
As another year nears its conclusion, many business owners are focused on sales goals, budgeting, hiring decisions, and preparations for the year ahead
Jul 30, 2026·4 min
AI Rebound Powers Market Recovery After Fed-Driven Selloff
U.S. equities staged a sharp rebound as investors returned to artificial intelligence and semiconductor stocks after a steep selloff following the Federal Reserve’s decision to hold interest rates steady.
Jul 30, 2026·2 min
Reviewing Your 401(k) Investment Menu: Is It Clear, Diversified, and Appropriate for Your Workforce?
For many employers, the middle of the year is an ideal time to evaluate the health of their 401(k) plan. While much attention is often given to participation rates, matching contributions, and compliance requirements, one area deserves equal consideration: the investment menu.
Jul 29, 2026·6 min
Federal Reserve Holds Interest Rates Steady, but Signals Inflation Fight Isn't Over
The Federal Reserve left its benchmark interest rate unchanged at 3.50%–3.75%, but the decision was far from unanimous.
Jul 29, 2026·1 min
Fed Holds Steady as Oil Jumps and Chip Slump Deepens
Stocks slipped after the Fed left rates unchanged and long yields pushed higher, with the Dow and S&P leading declines while the Nasdaq held up slightly better.
Jul 29, 2026·2 min
Checking Participation Rates and Deferral Levels: Are Employees Using the Plan?
One of the most valuable benefits an employer can offer is a workplace retirement plan. Yet merely offering a 401(k) plan doesn't necessarily mean employees are taking full advantage of it.
Jul 29, 2026·6 min
FOR MEMPHIS: Good News From Memphis - Good News For Memphis July 28, 2026
I know it’s summertime, and many of you have been in and out of town. That’s no reason to stop sharing the good news. In fact, it might be one of the best times to share the good news.
Jul 28, 2026·2 min
Broad Market Strength Offsets AI Chip Rout Ahead of Fed and Big Tech Earnings
US equities ended mixed as investors continued rotating out of semiconductor and AI-linked stocks and into more economically sensitive and defensive sectors.
Jul 28, 2026·2 min
AI Spending Concerns Temper Market Gains as Oil Retreat Eases Inflation Fears
US equities finished mixed as weakness in semiconductor stocks offset broader market strength and a sharp decline in oil prices.
Jul 27, 2026·2 min
Why This Week Could Move the Markets
The Federal Reserve is meeting, and several of the world's largest technology companies—including Apple, Microsoft, Amazon, and Meta—are reporting earnings. Together, these events may influence interest rate expectations, market sentiment, and investor confidence in the months ahead.
Jul 27, 2026·1 min
Recognized Among the Top RIAs in Memphis by Newsweek and USA Today
Duncan Williams Asset Management has been named among the best financial advisory firms in Memphis, TN in USA Today's 2026 edition — the firm's second consecutive year earning top RIA recognition from the publication. The honor reflects DWAM's client-centered approach and consistent growth in assets under management.
Jul 25, 2026·2 min
Markets Pause as Earnings Optimism Offsets Tech and Geopolitical Jitters
Stocks finished a volatile week on a mixed note as falling oil prices and strong corporate earnings helped stabilize sentiment after recent market turmoil.
Jul 24, 2026·2 min
Tracking Annual Limits and Catch-Up Contributions: Helping Employees Maximize Tax-Advantaged Saving
Every year, the IRS adjusts the contribution limits for 401(k) plans, IRAs, and other tax-advantaged accounts to keep pace with inflation.
Jul 23, 2026·9 min
Oil Shock and AI Spending Fears Pressure Risk Assets
Markets sold off as two separate worries hit risk appetite at the same time: escalating US-Iran tensions pushed Brent crude above $100, while investors questioned whether huge AI capital spending will translate into enough near-term profit growth.
Jul 23, 2026·3 min
When Oil Prices Rise: What It Could Mean for Your Money
How geopolitical events can influence inflation, interest rates, and investment markets.
Jul 23, 2026·1 min
Eligibility, Entry Dates, and Compensation Definitions: A Mid Year Check for Business Owners
For business owners sponsoring a 401(k) plan, three core concepts shape how the plan works every day: who is eligible, when employees enter the plan, and what counts as compensation for contributions and testing.
Jul 21, 2026·5 min
Checking Contribution Timing: Are Employee Deferrals Being Deposited Promptly?
When employees choose to defer part of their pay into your 401(k) plan, they’re trusting that those dollars move from payroll into the plan quickly and consistently.
Jul 21, 2026·5 min
Markets Drift Lower Ahead of Big Tech Earnings as Oil Extends Rally
U.S. stocks started the week on a mixed but softer note as investors balanced the start of a pivotal earnings week against rising geopolitical tensions in the Middle East.
Jul 20, 2026·2 min
Inflation Cools, But the Fed Isn't Ready to Call It Over
Inflation just posted its biggest surprise of the year. June's CPI fell 0.4% — the first monthly drop in six years — but don't get too comfortable.
Jul 20, 2026·1 min
AI Valuation Fears Trigger Chip Selloff Despite Strong Earnings
Stocks pulled back as investors reassessed the sustainability of the AI investment boom, with semiconductor shares leading the decline despite strong results from Taiwan Semiconductor Manufacturing.
Jul 16, 2026·2 min
FOR MEMPHIS: Good News From Memphis - Good News For Memphis July 14, 2026
Can you believe we’ve been sharing the good news FOR MEMPHIS for six months now?It’s been incredible to see the growth of the positive FOR MEMPHIS stories. What started as sharing an email with a hundred or so people has now grown into a newsletter with thousands of contacts. As we continue to share the good FOR MEMPHIS news, I challenge each of you to share the newsletter with 100 of your contacts.
Jul 14, 2026·2 min
Oil Shock Reshapes Market Focus
Markets turned risk-off Monday as escalating tensions between the U.S. and Iran pushed oil prices sharply higher, raising concerns about inflation and the potential for tighter Federal Reserve policy.
Jul 13, 2026·2 min
Earnings Optimism Lifts Stocks as Markets Look Past Geopolitics
U.S. equities ended the week on a positive note as investors looked ahead to second-quarter earnings season, with optimism around corporate results outweighing renewed geopolitical headlines.
Jul 10, 2026·3 min
Is Your 401(k) Plan Document Aligned With How You Operate the Plan?
For a business owner sponsoring a 401(k) plan, the written plan document is the foundation of everything: it describes who can participate, how contributions work, when money can be taken out, and more. To keep the plan tax‑qualified, it must be both written correctly and operated in accordance with its written document.
Jul 9, 2026·6 min
Don't navigate this alone.
Every article we write is based on real conversations with Memphis families. Let's have one with you.