Retirement

Reviewing Your 401(k) Investment Menu: Is It Clear, Diversified, and Appropriate for Your Workforce?

July 28, 2026

For many employers, the middle of the year is an ideal time to evaluate the health of their 401(k) plan. While much attention is often given to participation rates, matching contributions, and compliance requirements, one area deserves equal consideration: the investment menu.

Checking Contribution Timing: Are Employee Deferrals Being Deposited Promptly?

Retirement

July 23, 2026

When employees choose to defer part of their pay into your 401(k) plan, they’re trusting that those dollars move from payroll into the plan quickly and consistently.

Eligibility, Entry Dates, and Compensation Definitions: A Mid Year Check for Business Owners

Retirement

July 21, 2026

For business owners sponsoring a 401(k) plan, three core concepts shape how the plan works every day: who is eligible, when employees enter the plan, and what counts as compensation for contributions and testing.

Is Your 401(k) Plan Document Aligned With How You Operate the Plan?

Retirement

July 8, 2026

For a business owner sponsoring a 401(k) plan, the written plan document is the foundation of everything: it describes who can participate, how contributions work, when money can be taken out, and more. To keep the plan tax‑qualified, it must be both written correctly and operated in accordance with its written document.

Using the IRS 401(k Checklist as a Mid Year Self Audit Tool

Retirement

August 6, 2026

A 401(k) plan is a valuable benefit for your team, but it also comes with ongoing responsibilities for you as a business owner and plan sponsor. Mid year is a practical time to pause and run a structured self-check on the plan, while there’s still time in the calendar year to correct issues and refine processes.

Managing Taxes on Social Security and 401(k) Income Together

Retirement

June 25, 2026

Managing Social Security and 401(k) income can feel overwhelming, but the main challenge is tracking one key number: your combined (or provisional) income.