Retirement

A 10 Point 401(k) Health Check for 2026

A 10-step 401(k) checkup helps ensure your 2026 retirement savings strategy aligns with your goals, plan rules, and current contribution limits. 

Avoiding the Most Common 401(k) Mistakes by Decade

Avoiding the most common 401(k) mistakes changes as you move through your 30s, 40s, 50s, and 60s. 

Could You Comfortably Max Your 401(k) Someday?

Maxing out your 401(k) isn’t something you have to achieve overnight. 

Why Your Employer Match Matters More Than You Think

An employer's 401(k) match is a valuable tool for building retirement savings. 

Roth vs. Traditional 401(k) in 2026: How Your Tax Bracket and Time Horizon Shape the Better Choice

When deciding between Roth and traditional 401(k) contributions in 2026, it comes down to when you want to pay taxes: traditional 401(k)s lower your tax bill now, but you'll pay taxes on withdrawals in retirement; Roth 401(k)s make you pay taxes up front, but your qualified withdrawals—including investment growth—are tax-free later. 

How to Decode Your 401(k) Summary Plan Description in 10 Minutes

Your 401(k) Summary Plan Description (SPD) is the roadmap to how your plan actually works—where match dollars come from, when they vest, whether loans are allowed, and what Roth or after-tax options you have. 

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