Recent Blog Posts

Roth vs. Traditional 401(k) in 2026: How Your Tax Bracket and Time Horizon Shape the Better Choice

When deciding between Roth and traditional 401(k) contributions in 2026, it comes down to when you want to pay taxes: traditional 401(k)s lower your tax bill now, but you'll pay taxes on withdrawals in retirement; Roth 401(k)s make you pay taxes up front, but your qualified withdrawals—including investment growth—are tax-free later. 

Rotation Pressure Deepens as Tech Slide Continues

Markets were mixed Wednesday as tech stocks saw another steep selloff, led by software and semiconductor names.

How to Decode Your 401(k) Summary Plan Description in 10 Minutes

Your 401(k) Summary Plan Description (SPD) is the roadmap to how your plan actually works—where match dollars come from, when they vest, whether loans are allowed, and what Roth or after-tax options you have. 

Why Your 401(k) Employer Match May Be the Most Overlooked Part of Your Paycheck

Your employer’s 401(k) match is one of the rare chances in personal finance where you can get an immediate, risk-free boost to your retirement savings. 

Markets Reverse as Tech Retreats, Small Caps Shine Amid Rotation

Markets stumbled Tuesday as investors rotated out of mega-cap tech into value and cyclical names, dragging the S&P 500 and Nasdaq lower.

How to Pick the 401(k) Contribution Rate That Actually Fits Your Life

Figuring out how much to put in your 401(k) can feel overwhelming, but it doesn’t have to be. 

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