Recent Blog Posts

Coordinating 401(k) Withdrawals With Social Security and Pensions

Retirement income usually comes from more than one source. Most retirees receive Social Security, some have pensions, and many rely on 401(k)s, IRAs, taxable investments, or cash savings. The challenge is to bring all these sources together, so you have a clearer, more personal view of your monthly income, taxes, flexibility, and financial risks.

FOR MEMPHIS: Good News From Memphis - Good News For Memphis June 2, 2026

Yesterday was the first day of a new month. A new month brings new opportunities for good news.

Records Extend as AI Strength Offsets Oil Shock

US stocks climbed to fresh records Monday as Nvidia-led AI enthusiasm and hopes for de-escalation in the Middle East outweighed a sharp rise in oil prices.

Turning 401(k) Balances Into Monthly Income Streams

For many people, building up a 401(k) happens gradually, paycheck by paycheck. But once you retire, the real question shifts: how do you turn all those years of savings into a steady monthly income you can count on, while also staying on top of taxes, market ups and downs, living longer than expected, inflation, and the curveballs life can throw?

Stocks Extend Historic Rally as Peace Hopes and AI Momentum Lift Risk Appetite

U.S. stocks finished higher, with the S&P 500 extending its weekly winning streak to nine as investors leaned into hopes for a U.S.-Iran ceasefire extension and continued strength in the AI trade.

Considering Behavioral Factors in Debt vs. Saving Decisions

Financial decisions are more than calculations. The decision to use extra cash for debt, emergency savings, or retirement involves factors like interest rates, returns, and math—but a sharper reality is that math alone is not the full answer.

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