Understanding the Role of Diversification in Riding Out Market Cycles

Market cycles challenge even patient long-term investors. When a market segment rises or falls sharply, it’s easy to focus on a single stock, sector, or asset class. Diversification helps you avoid depending too much on one area, though it doesn’t guarantee against losses.

Recent Blog Posts

Stocks Climb to Records as Truce Hopes Ease Oil Shock

Personal Investor

May 28, 2026

U.S. stocks pushed to fresh all-time highs as reports of a tentative U.S.-Iran ceasefire extension helped ease fears of deeper energy-supply disruption, sending Treasury yields lower and taking some pressure off oil.

How Time Horizon Influences 401(k) Investment Choices

Retirement

May 28, 2026

Time horizon shapes your 401(k) investment decisions. It gauges how much volatility you can handle, the growth you need, and when you’ll access your retirement savings.

Stocks Stall as Iran Deal Signals Whipsaw Oil and Risk Appetite

Personal Investor

May 27, 2026

Stocks ended mixed and largely flat Wednesday as traders weighed conflicting signals on U.S.-Iran negotiations and the potential reopening of normal shipping through the Strait of Hormuz.

When a Large Market Move Might Trigger a Rebalancing Review

Retirement

May 27, 2026

Big market swings might make retirement investors want to act fast. But with a 401(k), the key question isn’t what the market will do next—it’s whether your portfolio has drifted from your target mix and needs review. Rebalancing keeps your investments aligned with your goals; it’s not about predicting the market.

FOR MEMPHIS: Good News From Memphis - Good News For Memphis May 26, 2026

News

May 26, 2026

I hope you each had a nice, long weekend. Just because many of us got the chance to rest and relax this past weekend doesn’t mean the good news had to take a break too.

Stocks Climb as Iran Peace Hopes Lift Risk Appetite

Personal Investor

May 26, 2026

Stocks started the holiday-shortened week on firmer footing, with the S&P 500 reaching a record high as investors leaned into hopes that US-Iran peace talks could prevent a broader energy shock.