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Recent Blog Posts

How 401(k) Fees Quietly Shape Your Retirement Balance Over Time

February 18, 2026

Even modest 401(k) fees can quietly chip away at your retirement savings gradually, often more than most people realize.

AI Anxiety Drives Another Volatile Session

Personal Investor

February 17, 2026

Stocks recovered from early losses to finish marginally higher, but the tone remains fragile following last week’s tech-led pullback.

Target Date vs. Build Your Own: How Two Similar Risk 401(k) Portfolios Can Work Very Differently

Retirement

February 17, 2026

A target-date fund and a simple three-fund portfolio might both aim for the same level of risk, but they help you get there in different ways—and ask different things of you as an investor.

Should You Use a Target Date Fund or Build Your Own 401(k) Portfolio?

Retirement

February 17, 2026

Target-date funds are often described as a “set it and forget it” option—a single fund that automatically shifts its mix of stocks and bonds as you get closer to retirement.